Treasury Sets Series I Bond Rate at 5.51% Through April 2027
The U.S. Treasury has announced a 5.51% rate for Series I savings bonds, effective for the next six months through April 2027.
The U.S. Department of the Treasury has set a new composite rate of 5.51% for Series I savings bonds, a rate that will remain in effect for the next six months through April 2027, according to an official announcement.
Series I bonds are inflation-linked savings instruments issued by the federal government and sold directly to individual investors. Their rates are adjusted twice annually — in May and November — to reflect changes in the Consumer Price Index, making them a popular hedge against inflation among retail investors.
Read more I Bonds Now Yield 5.51%: Key Trade-offs Before You Buy →
The 5.51% rate represents the annualized yield buyers can expect on new purchases and on existing holdings during the applicable rate period. Because I bond rates reset every six months based on inflation data, the yield investors ultimately earn over a full year depends on the sequence of rates applied during their holding period.
I bonds carry a one-year minimum holding period and a five-year window before investors can redeem without forfeiting three months of interest. Annual purchases are capped at $10,000 per individual through TreasuryDirect, with an additional $5,000 available via federal tax refunds in paper bond form.
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